Meridian prime

• Permanent residents of the Dominican Republic, up to 70 years of age. No maximum renewal age. • Dependent children until they are 24 years old or who are single and reside with the policyholder until they are 30 years old. Dependents who study full time outside the country of residence until they are 24 years old. • Medical examination is required from 65 years of age.

• Applies per insured, per policy year, up to a maximum of 2 deductibles per family. • A single deductible applies per family, per policy year, in the event of a joint accident in the country of residence. • Expenses incurred during the last 90 days of the policy year that do not exceed the deductible will be applied to the following period of the policy year. • Elimination of deductible:

    • • 100% coverage for hospitalization in the country of residence, without deductible or copayment. Applies to deductible options I and II.

US$1,000 US$2,500 US$5,000 US$10,000 US$20,000

• After satisfying the deductible, BMI will cover the 90% of the first US$10,000 per person, per policy year and the 100% of the balance.

• Coverage at 100% for accidents and infectious diseases from the effective date, with a 60-day waiting period for any other covered condition.

• US$25,000 for covered medical expenses as a result of an accidental bodily injury from the date the application and premium are received until whichever occurs first:

    • a) Effective date of the policy or
    • b) 60 days from the date the application is received by BMI.

• 100% coverage for medical emergencies due to illness or accident occurring outside the country of residence • Insureds with deductibles of US$1,000 to US$5,000: they will have a copayment of US$100 and the balance of the bill will be paid to 100% by BMI up to the limit of the policy • Insureds with deductibles of US$10,000 or US$20,000: they will have a copayment of US$100 for the first US$5,000 in medical expenses. Expenses greater than US$5,000 will be paid based on the benefits of the policy. • Benefits:

Air ambulance 100%
Medical Repatriation US$25,000
Repatriation of Mortal Remains US$10,000
Return of Minors US$1,000
Companion Transportation US$1,000
Companion's Stay US$100 per day, maximum 5 days

Medical and surgical charges 100%
Physician fees 100%
Room and meals (Maximum 180 days) 100%
Intensive care unit (Maximum 180 days) 100%
Chemotherapy, radiotherapy and dialysis 100%
Laboratory, X-rays, Magnetic Resonances, CT and Ultrasound 100%
Physiotherapy 100%
Prescription Drugs 100%


Emergency room 100%
Ambulatory surgery 100%
Medical and Surgical Services 100%
Medical fees 100%
Chemotherapy, Radiation Therapy and Dialysis 100%
Laboratory, X-rays, Magnetic Resonances, CT and Ultrasound 100%
Physiotherapy 100%

Does not apply.

Emergency Dental Treatment due to accident (No deductible) 100%
Dangerous sports 100%
Local ambulance 100%
Air ambulance US$25,000
Organ Transplantation (Lifetime) US$300,000
Medical Expenses for Organ Resection of a living donor family member US$10,000
Term Life Insurance - Holder US$15,000
Accidental Death and Dismemberment Insurance - Holder US$15,000
Total and Permanent Disability Insurance - Holder US$15,000
Exemption of Premiums for Death of the Holder 2 years
Exemption of Premiums for Total and Permanent Disability of the Holder 2 years

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