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Meridian

• Permanent residents of the Dominican Republic, up to 70 years of age. No maximum renewal age.

• Dependent children until their 24th birthday or who are single and reside with the policy holder until their 30th birthday
year old. Dependents who study full time outside the country of residence until they are 24 years old.

• Medical Exam is required for all proposed insureds age 65 and over.

• Applies per insured, per policy year, up to a maximum of 2 deductibles per family.

• In case of an accident in country of residence in which one or more family members suffer injury only one deductible per policy year will apply.

• Expenses incurred during the last 90 days of the policy year not exceeding the deductible will be applied to the next policy year period.

• Elimination of deductible:

    • 100% for hospital coverage within and outside the country of residence (Except in the US). Applies to deductible options I, II, IV and V.
    • 100% coverage for outpatient surgeries and emergencies in the country of residence, without deductible or copay. Applies to deductible options IV and V.

IIIIIIIVVVIVIIVIII
0 / US$1,0000 / US$2,5000 / US$5,000US$1,000US$2,500US$5,000US$10,000US$20,000

Does not apply.

• Coverage at 100% for accidents and infectious diseases from the effective date, with a 60-day waiting period for any other covered condition.

• US$25,000 for covered medical expenses as a result of accidental bodily injury from the date the application and premium are received until whichever occurs first:

    • a) Effective date of the policy or
    • b) 60 days from the date the application is received by BMI.

• 100% coverage for medical emergencies due to illness or accident that occurred outside the country of residence.

• Insureds with deductibles of US$1,000 up to US$5,000: they will have a copayment of US$100 and the balance of the invoice will be paid to 100% by BMI up to the policy limit.

• Insured with deductibles of US$10,000 or US$20,000: they will have a copayment of US$100 for the first US$5,000 in medical expenses. Expenses greater than US$5,000 will be paid based on the benefits of the policy.

• Profits:

    • • Air Ambulance 100%
    • • Medical Repatriation US$25,000
    • • Repatriation of Mortal Remains US$10,000
    • • Return of Minors US$1,000
    • • Transportation of the Companion US$1,000
    • • Stay of the Companion US$100 per day, maximum 5 days

Medical and Surgical Services100%
Medical fees100%
Room and Food100%
Intensive care unit100%
Chemotherapy, Radiation Therapy and Dialysis100%
Laboratory, X-rays, Magnetic Resonances, CT and Ultrasound 100%
Physiotherapy 100%
Daily Income for Hospitalization (Maximum 30 days a year. Applies from the 3rd day) *US$100
  

Emergency room100%
Ambulatory surgery100%
Medical and Surgical Services100%
Medical fees100%
Chemotherapy, Radiation Therapy and Dialysis100%
Laboratory, X-rays, Magnetic Resonances, CT and Ultrasound100%
Physiotherapy100%
Medications inside or outside the Country of Residence after Hospitalization or Ambulatory Surgery (90 days)80%
Medications in the Country of Residence80% up to US$2,500
Medicines outside the Country of Residence80% to US$2,000
Routine Medical Checkups within the Country of Residence (No deductible. Holder and spouse)US$250
Psychiatric Consultations in the Country of Residence (Maximum 12 consultations per year)Included
Co-pay for outpatient visits in the United StatesUS$25

• AVAILABLE FOR DEDUCTIBLES I-II-IV AND V. AVAILABLE FOR DEPENDENT DAUGHTERS

 

Maternity (Deductible does not apply)US$8,000
Maternity ComplicationsUS$500,000
Conditions diagnosed within the first 90 days of birth (Lifetime)US$50,000
Congenital Conditions (Diagnosed after 90 days of birth)100%

Vaccines (Up to 10 years within the Country of Residence)100%
Emergency Dental Treatment due to accident (No deductible)100%
Dangerous sports100%
Local ambulance100%
Air ambulance100%
Organ Transplantation (Lifetime)US$500,000
Medical Expenses for Organ Resection of a living donor family memberUS$15,000
Term Life Insurance - HolderUS$15,000
Accidental Death and Dismemberment Insurance - HolderUS$15,000
Total and Permanent Disability Insurance - HolderUS$15,000
Exemption of Premiums for Death of the Holder3 years
Exemption of Premiums for Total and Permanent Disability of the Holder3 years

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