{"id":5613,"date":"2022-09-05T18:11:02","date_gmt":"2022-09-05T18:11:02","guid":{"rendered":"https:\/\/www.bmicos.com\/guatemala\/?p=5613"},"modified":"2023-01-03T15:55:35","modified_gmt":"2023-01-03T15:55:35","slug":"es-necesario-tener-un-seguro-de-vida","status":"publish","type":"post","link":"https:\/\/www.bmicos.com\/guatemala\/en\/bienestar-fisico-mental\/es-necesario-tener-un-seguro-de-vida\/","title":{"rendered":"Is it necessary to have life insurance?"},"content":{"rendered":"<p>Before buying any insurance, the most important thing is to understand it. Let&#039;s start by answering what is life insurance? Just as its name suggests, life insurance is insurance that covers the risk of death, survival and disability. Life insurance covers risks that may affect the existence, integrity or health of people. In other words, this insurance guarantees that the insured and his family can maintain the usual standard of living no matter what happens.&nbsp;<\/p>\n\n\n\n<p>There are other reasons to have it, which we explain below:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Life insurance protects your future&nbsp;<\/li><\/ul>\n\n\n\n<p>Life takes many turns, and although today a person is healthy, tomorrow that reality can change. With life insurance, it is known in advance that the insured&#039;s family has enough income to guarantee quality of life. Whether it is to pay for the children&#039;s school, the house where they live, among others.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Life insurance makes sense in the most important moments of life&nbsp;<\/li><\/ul>\n\n\n\n<p>The basic coverage of life insurance is the death of the insured. An important moment, in which having acquired this product makes sense. Especially for those families who live with economic dependence on the deceased. The predetermined sum they receive can help cover the daily expenses they received from the insured.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Life insurance covers more than a death&nbsp;<\/li><\/ul>\n\n\n\n<p>They are also known to be useful when unforeseen events such as permanent disability occur. The insured is still alive but it is impossible for him to provide for his family due to the situation. This is when life insurance makes sense again.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.bmicos.com\/guatemala\/wp-content\/uploads\/sites\/6\/2022\/09\/shutterstock_1932377825-1024x1024.jpg\" alt=\"\" class=\"wp-image-5615\" srcset=\"https:\/\/www.bmicos.com\/guatemala\/wp-content\/uploads\/sites\/6\/2022\/09\/shutterstock_1932377825-1024x1024.jpg 1024w, https:\/\/www.bmicos.com\/guatemala\/wp-content\/uploads\/sites\/6\/2022\/09\/shutterstock_1932377825-300x300.jpg 300w, https:\/\/www.bmicos.com\/guatemala\/wp-content\/uploads\/sites\/6\/2022\/09\/shutterstock_1932377825-150x150.jpg 150w, https:\/\/www.bmicos.com\/guatemala\/wp-content\/uploads\/sites\/6\/2022\/09\/shutterstock_1932377825-768x768.jpg 768w, https:\/\/www.bmicos.com\/guatemala\/wp-content\/uploads\/sites\/6\/2022\/09\/shutterstock_1932377825-100x100.jpg 100w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>These are some reasons why it is advisable to have life insurance. Always remembering that peace of mind is priceless, and being insured will always be the path to it. An insurance that adapts to the needs of the insured, combined with expert advice, is a peaceful life.<\/p>","protected":false},"excerpt":{"rendered":"<p>Antes de comprar cualquier seguro, lo m\u00e1s importante es entenderlo. Comencemos respondiendo \u00bfen qu\u00e9 consiste un seguro de vida? As\u00ed como lo dice su nombre, el seguro de vida es un seguro que cubre el riesgo de la muerte, supervivencia e incapacidad. El seguro de vida cubre los riesgos que pueden afectar la existencia, integridad [&hellip;]<\/p>\n","protected":false},"author":26,"featured_media":5614,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[434],"tags":[],"class_list":["post-5613","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bienestar-fisico-mental"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.7 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u00bfEs necesario tener un seguro de vida? - BMI Seguros Guatemala<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bmicos.com\/guatemala\/en\/bienestar-fisico-mental\/es-necesario-tener-un-seguro-de-vida\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfEs necesario tener un seguro de vida?\" \/>\n<meta property=\"og:description\" content=\"Antes de comprar cualquier seguro, lo m\u00e1s importante es entenderlo. 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