Executive plan

• Residents of Latin America or the Caribbean.
• Requires a minimum of 5 full-time employees per group policy.
• The maximum age for enrollment is 69. No age limit for renewal while the group is in force.
• Dependent children up to their 18th birthday or if they are single and residing with the policyholder up to their 30th birthday. Dependents studying full-time outside their country of residence until their 24th birthday.
• Medical Exam is required for all proposed insureds age 65 and over.

Outside the USA: US$0 /

In the USA: US$500

US$500 US$1,000 US$2,500 US$5,000 US$10,000 US$20,000

• Applies per insured, per policy year, up to a maximum of 2 deductibles per family.
• In case of an accident in country of residence deductible does not apply.
• Expenses incurred during the last 90 days of the policy year not exceeding the deductible will be applied to the next policy year period.

Maximum coverage per insured (Per policy year) US$2,000,000
Geographic coverage Worldwide
Hospital network Freedom of choice outside the USA / BMI USA Executive Network in the USA
Waiting period 100% coverage for accidents and infectious diseases upon effective date of the policy with a waiting period of 60 days for any other covered illness.
BMI Access Included at no additional cost

Description Coverage
Medical and surgical charges 100%
Physician fees 100%
Hospital room 100%
Intensive care unit 100%
Chemotherapy, radiotherapy and dialysis 100%
Diagnostic procedures 100%
Physical therapy, occupational therapy and language therapy due to illness or covered accident 100%

Description Coverage
Ambulatory surgery 100%
Chemotherapy, radiotherapy and dialysis 100%
Physician or specialist visits 80%
Diagnostic procedures 80%
Physical therapy, occupational therapy and language therapy due to illness or covered accident 80%
Medical Visits for Sleep Apnea | Medical Visits for Allergies 80%
Routine medical check-up (Deductible does not apply. Policyholder and Spouse. 24 month waiting period) US$200
Routine immunizations for dependent under 18 years old (Deductible does not apply. 12 month waiting period. Automatic for dependents born under a covered maternity) US$100

Description Coverage
Prescription drugs during hospitalization 100%
Prescription drugs after hospitalization or ambulatory surgery (Maximum 90 days) 100%
Outpatient prescription drugs (Not related to hospitalization or ambulatory surgery) US$1,000

• 10 month waiting period. Available for deductibles I-II-III. Applies to covered maternities.

Description Coverage
Maternity (Deductible does not apply) US$5,000
Maternity complications US$100,000
Conditions diagnosed within the first 90 days of birth not related to congenital conditions (Lifetime) US$10,000
Umbilical cord stem cells preservation (Deductible does not apply. Per newborn) US$1,500

Description Coverage
Hospice or terminal care 100%
Cancer risk reduction surgery (Prophylactic surgery) 100%
Reconstructive surgery due to illness 100%
Dental treatment due to accident (Deductible does not apply) 100%
Local ambulance 100%
Home nursing (Maximum 30 days) 100%
Organ transplant (Lifetime) US$500,000
Medical benefit for organ resection from a donor US$15,000
Congenital conditions (Diagnosed before age 18. Lifetime) US$250,000
Congenital conditions (Diagnosed after age 18) 100%
Aids treatment (Lifetime) US$100,000
Intraoperative prostheses 100%
Medical equipment, external prostheses and orthopedic devices US$5,000

• Disclosed preexisting conditions (not excluded) will be covered as follows:
o Coverage of US$15,000 for groups of 5 to 20 employees, with a waiting period of 12 months
o Coverage of US$30,000 for groups of 21 or more employees, with a waiting period of six months

• Travel Assistance / Air Ambulance / Repatriation
• Air Ambulance / Repatriation
• Air Ambulance
• Dental Care
• Visual Care
• Term Life Insurance


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