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In the era of such market volatility, people who want to save, build retirement funds, and create education funds for their children without being overly affected by investment risks are in luck. BMI offers you the best savings tool, the "Value-Added Bonus and Interest-Linked Annuity" plan. In addition to the guaranteed minimum interest rate, there are additional bonuses to be paid. You can choose to receive or roll over the bonus. If you choose not to receive the bonus, you can still receive an equivalent 100% bonus, which will be added to the account value and provide you with even more savings."