Cookies policy

Cookies policy


BMI DEL ECUADOR COMPAÑÍA DE SEGUROS DE VIDA SA and BMI IGUALAS MÉDICAS DEL ECUADOR SA (together, “BMI”), are committed to the protection of personal data and the privacy of the people who use their services and browse their Website

BMI respecting the rights recognized in the Constitution of the Republic of Ecuador, in the Organic Law of Protection of Personal Data (“LOPDP”) and in the other applicable regulations, makes this Cookies policy available to you (“Cookies policy”).

This Cookie Policy explains what Cookies are and how we use them. You should read this policy so that you can understand what type of cookies we use, or the information we collect through Cookies and how that information is used.

Cookies do not normally contain any information that personally identifies a user, but the personal information we store about you may be linked to the information stored in and obtained from Cookies.

We do not store sensitive personal information such as postal addresses, account passwords, etc. in the Cookies we use.


  • 1.1 Interpretation

Words whose initial letter is capitalized have definite meanings under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in the singular or the plural.


  • 1.2. Definitions

For the purposes of this Cookies Policy:

    • Company: in this Cookies Policy it refers to BMI.
    • The website: refers to
    • You or User: means the person accessing or using the Website, or a company or any legal entity on behalf of which such person accesses or uses the Website, as applicable.


It is a file that is downloaded to your computer when accessing our Website. Cookies allow us, among other things, to store and retrieve information about the browsing habits of a user or their equipment and, depending on the information they contain and the way in which you use your equipment, they can be used to recognize the user.


BMI is always looking for new ways to improve its Website and the services it offers. We use cookies to improve the use and functionality of the Website and to gain a better understanding of how the User uses it.

The types of Cookies used by the Website are:

1.- Necessary Cookies

These cookies are necessary for the website to function and cannot be disabled in our systems. They are typically only installed in response to actions by you that amount to a request for services, such as setting your privacy preferences, logging in, or filling in forms. You can set your browser to block these cookies or alert you to them, however some parts of the site will not work. These cookies do not store personally identifiable information. Own cookies are used.

2.- Performance Analytical Cookies

These cookies allow us to count visits and traffic sources so that we can measure and improve the performance of our site. They help us learn which pages are the most and least popular and see how visitors move around the site. All information collected by these cookies is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when you have visited our site and we will not be able to monitor its performance. Own and third-party cookies are used.

3.- Functional Cookies, Preferences and Personalization

They allow information to be remembered to improve the functionality and personalization of the website so that the user can access services with certain characteristics and personalize their browsing experience (eg language, browsing patterns, service content, etc.), which It helps to provide a better user experience for visitors. Own and third-party cookies are used.

4.- Advertising / Marketing Cookies

They are those that collect information about the user's browsing in order to develop a profile of their interests and thus be able to offer advertising in a personalized way, showing ads that may be of interest to you. They do not directly store personal information, but are based on the unique identification of your browser and Internet device. If you do not allow the use of these cookies, you will receive less personalized advertising. Both own and third-party cookies are used.

The main purposes of the use of Cookies on our Website are the following:

    • Improve the service we provide, increasing the functionality and performance of the Website,
    • To improve the Website and provide new features through the Website and to customize the features provided based on your preferences.
    • Guarantee the legal and commercial security of the Website, of you and of our company.


Cookies do not contain information that by itself allows the identification of a specific user. Regarding us, the information obtained can only be associated with a specific user if said user is identified on the web. If so, said data will be incorporated into personal data files whose responsibility falls on the owner of this website and will be processed for the purposes indicated in this Cookies use policy, complying at all times with the requirements of the regulations. in force regarding the protection of personal data. At any time, the affected users may exercise their rights of access, rectification or cancellation of their personal information, as well as the right to oppose its treatment, as indicated in our Privacy Notice on the Website.


 As can be seen from the Cookies Notice, by using the Website you accept the use of Cookies and can configure it. However, if you prefer to avoid the use of Cookies on the Website, you must first disable the use of Cookies in your browser and then delete the Cookies stored in your browser associated with this Website. You can use this option to prevent the use of Cookies at any time.

Please note: if you reject and/or delete Cookies, you may not always be able to use all the features of the Website. In addition, rejecting or deleting Cookies only affects the computer and the browser with which you perform this operation. If you use several computers and/or browsers, you must repeat the above operations as many times as necessary.

For your convenience, below you will find information provided by the developers of the main browsers on the management of Cookies:

In case of deactivating Cookies, it is possible that you will not be able to use all the functionalities of the web.



To exercise your rights, you can submit your request to our postal address by filling in the request form on the Website or with another written document stating the application conditions required by the applicable legislation.

If you have any questions about this Cookies Policy, you can contact us:

Headquarters Address: De Los Shyris and Suecia Av., Renazzo Plaza building, 12th floor, Quito -Ecuador.
Branch Address 1: Parque Empresarial Colón. Ave. Jaime Roldós Aguilera Edif. Pacífica Center 3rd and 4th floor, Guayaquil – Ecuador.
Branch Address 2: Cuenca-Azogues Highway, Cardeca Business Center Building, Ground Floor, Cuenca – Ecuador.
Phone: 1800-264-264


BMI” may modify this Cookies Policy based on legislative requirements, therefore users are advised to visit this policy periodically.

This Cookies Policy was created on May 8, 2023. The last modification was made on May 8, 2023.