A trip generates many emotions that keep our adrenaline levels high, but we must not let that feeling make us forget a very important aspect: get a travel assistance plan that allows us to be prepared for the unexpected.
Generally, when we think of this type of assistance, the first thing that comes to mind is support for medical emergencies, lost luggage, or flight cancellations.
However, the reasons for purchasing a travel assistance plan have evolved, and they are not always limited to what is traditionally thought. There are even plan options for different groups of people and according to the duration of the trip. BMI Travel Assist – Viaje al exterior seguro y sin preocupaciones
Plans adapted to pandemics and illnesses
After the COVID-19 pandemic, the world changed and transformed the coverage of certain plans, which now include care for Covid.
Nowadays, many providers have adapted their services to cover unexpected events related to travel restrictions due to disease outbreaks, mandatory quarantines, or cancellations due to health situations.
It's not just about emergency medical care, but also services related to flight rescheduling, refunds for cancellations, or even assistance in obtaining medical tests at the destination.
Coverage for emergency situations
Beyond medical services, modern travel assistance plans include coverage for situations that might seem trivial but can have a significant impact on the trip.
Some examples include legal assistance in case of accidents, support in case of passport loss during the trip, and even help in resolving issues related to car rentals or the cancellation of tourist services.
The economic factor: is it really necessary?
One of the key points to consider when purchasing a travel assistance plan is the cost versus the benefit.
In a context where the costs for emergencies and international medical care can generate enormous expenses, having an adequate assistance plan is a quite reasonable investment.
As travel becomes more complex and involves different risks, some plan options have diversified their coverage to offer much more.
If you travel to a peaceful destination, it is always good to travel insured. And, the precaution should be doubled if you are going to exotic destinations or countries with private or very expensive healthcare systems because you could save thousands of dollars.
Keep in mind that the decision to purchase a travel assistance plan should not be based solely on common information about medical or flight coverage.
You should consider coverage for early return due to a serious incident at home, funeral repatriation, or legal emergencies.
Travel assistance plans are an essential tool not only for resolving health or logistical issues but also for ensuring that your trip is a relaxed experience.
Therefore, evaluate your personal needs, the type of trip, and the level of coverage you desire to determine if purchasing a travel plan is a convenient decision.
