I | II | III | IV | V | VI | VII |
Outside the US: US$0 / In the US: US$500 | US$500 | US$1,000 | US$2,500 | US$5,000 | US$10,000 | US$20,000 |
bmiaccess@bmicos.com | Master Phone: +1(305)665-4817 | US Phone: 1-800-882-7796 | WhatsApp: +1(829)760-3152
Maximum coverage per insured (Per policy year) | US$3,000,000 |
Waiting period | 60 days / Immediate coverage for accidents and infectious diseases |
Geographic coverage | Worldwide |
Hospital network | Free election outside the US / BMI USA Network Executive in the US |
Out-of-Network Emergency Medical Treatment BMI USA Executive | US$50,000 per incident |
DESCRIPTION | COVERAGE |
Medical and surgical charges | 100% |
Physician fees | 100% |
Laboratory tests and diagnostic services | 100% |
Hospital room | 100% |
Intensive care unit | 100% |
Prescription Drugs | 100% |
Stay for companion for hospitalization (Per day. Maximum 30 days) | US$150 |
DESCRIPTION | COVERAGE |
Ambulatory surgery | 100% |
Visits to physicians and specialists | 100% |
Laboratory tests and diagnostic services | 100% |
Medications after hospitalization or surgery (Maximum 90 days) | 100% |
Prescription drugs non related to hospitalization or surgery | US$10,000 |
Routine medical check-up (Deductible does not apply. Policyholder and spouse. 12 month waiting period) | US$200 |
Routine immunizations for dependent under 18 years old (Deductible do not apply. 12 month waiting period. Automatic for dependents born under a covered maternity) | US$100 |
10-MONTH WAITING PERIOD
AVAILABLE FOR DEDUCTIBLES I-II-III-IV
DESCRIPTION | COVERAGE |
Maternity (Deductible does not apply) | US$5,000 |
Maternity complications | US$100,000 |
Conditions diagnosed in the first 90 days of the newborn (Lifetime)* | US$50,000 |
Umbilical cord stem cells preservation (Deductible does not apply. Per newborn) | US$1,500 |
*Not related to congenital conditions
DESCRIPTION | COVERAGE |
Chemotherapy, radiotherapy and dialysis | 100% |
Cancer risk reduction surgery (Prophylactic surgery) | 100% |
Reconstructive surgery due to illness | 100% |
Physical therapy, occupational therapy and language therapy due to illness or covered accident | 100% |
Medical Visits for Sleep Apnea | Medical Visits for Allergies | 100% |
Hospice or terminal care | 100% |
Treatment for injuries as a result of participation in non-professional sports | 100% |
Emergency room | 100% |
Dental treatment due to accident (Deductible does not apply) | 100% |
Local ambulance | 100% |
Home nursing (Maximum 30 days) | 100% |
Intraoperative prostheses | 100% |
Organ transplant (Lifetime) | US$1,000,000 |
Medical benefit for organ resection from a donor | US$30,000 |
Congenital conditions (Diagnosed before age 18. Lifetime) | US$250,000 |
Congenital conditions (Diagnosed from age 18) | 100% |
Aids treatment (Lifetime) | US$100,000 |
Medical equipment, external prostheses and orthopedic devices | US$15,000 |
Surgical treatment for symptomatic foot disorders (24 month waiting period) | US$1,000 |
Autism | US$1,000 |
Hearing aid (12 month waiting period. Lifetime) | US$1,000 |
TRAVEL ASSISTANCE / AIR AMBULANCE / REPATRIATION
Emergency Medical Air Transportation / Air Ambulance | 100% |
medical repatriation | US$25,000 |
Repatriation of mortal remains or cremation services | US$10,000 |
return of minors | US$1,000 |
Transportation of the companion | US$1,000 |
Stay of the companion (Per day. Maximum 5 days) | US$100 |
AIR AMBULANCE / REPATRIATION
Emergency Medical Air Transportation / Air Ambulance | 100% |
medical repatriation | US$25,000 |
Repatriation of Mortal Remains | US$10,000 |
AIR AMBULANCE
Emergency Medical Air Transportation / Air Ambulance | 100% |
DENTAL CARE
Maximum coverage per insured (Per policy year) | US$2,000 |
Preventive: oral exam, routine cleaning, plain x-rays | 100% |
Restorative: fillings, extractions, crowns, bridges, endodontics, root canal treatment | 80% |
Orthodontia (For dependents up to 18 years of age) | 80% |
EYE CARE
Maximum coverage per insured (Per policy year) | US$500 |
Routine eye exam | 100% |
Lenses, frames and contact lenses | 80% |
TERM LIFE INSURANCE
The information on this site is for informational purposes. Benefits are detailed in the policy contract.
Contact Us
You can contact the department of your interest via email at:
General inquiries: | |
Customer Service - Life: | |
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BMI Access Service Center - Health: | |
24x7 Emergencies - Health: | |
Customer Service - Travel Assistance Plans: |
General inquiries: | |
Sales Support - Life: | |
New Business - Life: | |
Sales Support - Health: | |
New Business - Health: | |
Commission inquiries: | |
Payments by wire transfer or check: | |
Online payments (credit card or electronic check) |
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