Financial statements

The performance of a business is known through its Financial Statements, which is why it is said that they are an X-ray of the business and indicate how healthy it is.

For BMI it is very important to communicate to all our clients, intermediaries, supervisory body and any other interested party, the performance of the Insurer and the financial soundness of BMI.

Below we provide you with the Financial Statements for the periods in which we have been in operation in Costa Rica and we invite you to contact us in case you have any questions.

Financial Statements for the periods of operation 2023

1. Unaudited Interim Financial Statements as of 03/31/2023

1 file(s) 1.70MB

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2. Unaudited Interim Financial Statements as of 06/30/2023

1 file(s) 1,017.95KB

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Financial Statements for the periods of operation 2022

1. Unaudited Interim Financial Statements as of 03/31/2022

1 file(s) 3.95MB

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2. Unaudited Interim Financial Statements as of 06/30/2022

1 file(s) 1.90MB

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3. Unaudited Interim Financial Statements as of 09/30/2022

1 file(s) 2.32MB

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4. Audited Financial Statements as of Dec 31, 2022

1 file(s) 1.95MB

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Unaudited Financial Statements as of December 31, 2022

1 file(s) 1.37MB

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Explanatory Note ISC EEFF Audited 2022-2021

1 file(s) 184.53KB

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Actuarial Opinion 2022

1 file(s) 392.48KB

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Financial Statements for the operating periods 2021

1. Unaudited Interim Financial Statements as of 03/31/2021

1 file(s) 27.32 MB

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2. Unaudited Interim Financial Statements as of 06/30/2021

1 file(s) 1.44 MB

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3. Unaudited Interim Financial Statements as of 09/30/2021

1 file(s) 1.10 MB

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4. Unaudited Financial Statements as of 12/31/2021

1 file(s) 31.82MB

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5. Audited Financial Statements as of Dec 31, 2021

1 file(s) 1.37MB

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6. Evaluation of Compliance in Official Letter SGS-0679-2019

1 file(s) 345.97KB

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7. Actuarial Opinion

1 file(s) 119.75KB

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Financial Statements for the 2020 operating periods

1. Unaudited Interim Financial Statements as of 03/31/2020

1 file(s) 28 MB

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2. Unaudited Interim Financial Statements as of 06/30/2020

1 file(s) 26 MB

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3. Unaudited Interim Financial Statements as of 09/30/2020

1 file(s) 27 MB

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4. Unaudited Interim Financial Statements as of 12/31/2020

1 file(s) 28 MB

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5. Financial Statements as of Dec 31, 2020 audited

1 file(s) 800.95 KB

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6. Actuarial Opinion

1 file(s) 162.83 KB

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Financial Statements for the operating periods 2019

1. Unaudited Interim Financial Statements as of 03/31/2019

1 file(s) 6 MB

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2. Unaudited Interim Financial Statements as of 06/30/2019

1 file(s) 6 MB

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3. Unaudited Interim Financial Statements as of 09/30/2019

1 file(s) 7 MB

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4. Unaudited Interim Financial Statements as of 12/31/2019

1 file(s) 27 MB

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5. Audited Annual Financial Statements as of December 31, 2019 and the Opinion of the External Auditor

1 file(s) 1 MB

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Financial Statements of the operating periods 2018

1. Unaudited Interim Financial Statements as of 03/31/2018

1 file(s) 5 MB

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2. Unaudited Interim Financial Statements as of 06/30/2018

1 file(s) 5 MB

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3. Unaudited Interim Financial Statements as of 09/30/2018

1 file(s) 5 MB

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4. Unaudited Annual Financial Statements as of 12/31/2018

1 file(s) 6 MB

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5. Audited Annual Financial Statements as of 12/31/2018 and the External Auditor's Opinion

1 file(s) 485 KB

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Financial Statements of the operating periods 2017

1. Unaudited Interim Financial Statements as of 03/31/2017

1 file(s) 9 MB

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2. Unaudited Interim Financial Statements as of 06/30/2017

1 file(s) 2 MB

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3. Unaudited Interim Financial Statements as of 09/30/2017

1 file(s) 2 MB

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4. Unaudited Annual Financial Statements as of 12/31/2017

1 file(s) 9 MB

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5. Audited Annual Financial Statements as of 12/31/2017 and the External Auditor's Opinion

1 file(s) 8 MB

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Financial Statements of the operating periods 2016

1. Unaudited Interim Financial Statements as of 03/31/2016

1 file(s) 17 MB

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2. Unaudited Interim Financial Statements as of 06/30/2016

1 file(s) 17 MB

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3. Unaudited Interim Financial Statements as of 09/30/2016

1 file(s) 3 MB

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4. Unaudited Annual Financial Statements as of 12/31/2016

1 file(s) 9 MB

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5. Audited Annual Financial Statements as of 12/31/2016 and the opinion of the External Auditor

1 file(s) 4 MB

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Financial Statements of the operating periods 2015

1. Unaudited Interim Financial Statements as of 03/31/2015

1 file(s) 8 MB

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2. Unaudited Interim Financial Statements as of 06/30/2015

1 file(s) 8 MB

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3. Unaudited Interim Financial Statements as of 09/30/2015

1 file(s) 8 MB

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4. Unaudited Annual Financial Statements as of 12/31/2015

1 file(s) 9 MB

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5. Audited Annual Financial Statements as of 12/31/2015 and the opinion of the External Auditor

1 file(s) 3 MB

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Financial Statements of the operating periods 2014

1. Unaudited Interim Financial Statements and Notes as of March 31, 2014

1 file(s) 7 MB

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2. Unaudited Interim Financial Statements and Notes as of June 30, 2014

1 file(s) 8 MB

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3. Unaudited Interim Financial Statements and Notes as of September 30, 2014

1 file(s) 8 MB

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4. Unaudited Interim Financial Statements and Notes as of December 31, 2014

1 file(s) 8 MB

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5. Audited Annual Financial Statements as of December 31, 2014 and the External Auditor's Opinion

1 file(s) 10 MB

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Financial Statements of the operating periods 2013

1. Unaudited Interim Financial Statements and Notes as of March 31, 2013

1 file(s) 995 KB

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2. Unaudited Interim Financial Statements and Notes as of June 30, 2013

1 file(s) 1 MB

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3. Unaudited Interim Financial Statements and Notes as of September 30, 2013

1 file(s) 1 MB

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4. Audited Annual Financial Statements as of December 31, 2013 and the Opinion of the External Auditor

1 file(s) 683 KB

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Financial Statements for the operating periods 2012

1. Unaudited Interim Financial Statements and Notes as of March 31, 2012

1 file(s) 864 KB

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2. Unaudited Interim Financial Statements and Notes as of June 30, 2012

1 file(s) 957 KB

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3. Unaudited Interim Financial Statements and Notes as of September 30, 2012

1 file(s) 1 MB

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4. Audited Annual Financial Statements as of December 31, 2012 and the Opinion of the External Auditor

1 file(s) 1 MB

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Financial Statements of the operating periods 2011

1. Unaudited Annual Financial Statements and Notes as of December 31, 2011

1 file(s) 917 KB

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2. Audited Annual Financial Statements as of December 31, 2011 and the Opinion of the External Auditor

1 file(s) 876 KB

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Capital Sufficiency Indices

The Capital Sufficiency Index (ISC) is a parameter created by the supervisory body to monitor the minimum capital that the Insurer must have to function, it seeks a reasonable level of protection to the interests of the people who trust the Insurer when purchasing an insurance product.

As the business grows and the Insurer signs new insurance policies, it is necessary to adjust the capital levels in such a way as to maintain a reasonable level of security for insurance consumers.

The BMI ISCs for the months ended are shown below.