Tabla de contenidos
To protect against the unexpected, saving should be a priority in managing your finances. This significant habit can make a difference in how you handle any eventualities in the future.
Today, technology has transformed how we manage our money, offering tools and applications that make saving, investing, and controlling our spending easier.
If you’ve ever wondered how to improve your saving capacity, today we want to share some tips that will make it easier for you to reach that goal and help you manage your finances properly.
Use automatic savings apps with AI
Instead of doing everything manually as our parents did, you can use automatic savings apps that employ artificial intelligence (AI) to save money without thinking about it.
Aplicaciones como Qapital, analiza tus hábitos de gasto y transfiere pequeñas cantidades de dinero a tu cuenta de ahorro automáticamente, basándose en tus ingresos y patrones de gasto.
The AI detects opportunities to save without affecting your daily budget, allowing you to save effortlessly.
Invest in digital financial tools
If you want your money to grow while you save, digital investment platforms have become a key resource.
Apps like Acorns, which has excellent reviews, use algorithms to manage your investments automatically. You don’t need to be a financial expert to invest in the stock market.
This tool allows you to start with small amounts, helping you maximize your savings in the long term without additional effort.
Control your spending with technological help
Apps like Fintonic or Spendee make it easy to control your spending using an intuitive interface that helps you visualize your progress with graphs. Additionally, they reward you for meeting your savings goals.
The personal challenge and the sense of achievement are powerful motivations that can drive your saving habits.
Take advantage of rewards technology
Taking advantage of deals and discounts is a smart way to save; technology allows you to do it even more efficiently.
Platforms like Rakuten/Ebates let you get discounts and cashback automatically when you shop online. This tool finds applicable coupons in real-time and helps you save money without actively searching for them.
Invest wisely: NASDAQ 100 and S&P 500
BMI’s Best Indexed policy is an excellent option because it combines two essential factors: savings and protection. It lets you choose between two stock indices: the Standard & Poor’s (S&P500) and the NASDAQ 100.
These indices have proven profitable long-term and are ideal for those looking to stabilize their money growth. Purchasing this policy allows you to save and enjoy the benefits of life insurance.
Saving and managing your finances have evolved with new technologies and digital tools. Now, you can automate your savings, invest without being a stock market expert, and earn innovative rewards with just one click.
Aprovecha al máximo estas innovaciones que te ayudarán en tu meta financiera de ahorro, pero además te permitirán tener el soporte económico necesario en caso de una emergencia o gasto inesperado. *
