BMI Financial Group Ⓒ 2024 - All Rights Reserved
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• Included at no additional cost for Series 3000. Optional for Meridian II, Azure and Ideal. Not available for Flexi Plan III Latin America.
Travel Assistance Benefit:
• BMI will waive the deductible -up to US$5,000- in case of a medical emergency due to illness or accident while traveling outside the country of residence.
• The amount of deductible waived by BMI will be applied to the policy annual deductible.
• Follow-up visits will be covered as per policy benefits. The insured will be responsible for any remaining deductible until the annual deductible is reached.
Emergency Medical Transportation Benefits:
| Air ambulance | 100% |
| Transportation expense for accompanying family member* | When not allowed to accompany the insured on the air ambulance to the medical facility |
| Accommodation expense for accompanying family member * | US$100 per day, maximum 5 days |
| Medical repatriation* | US$25,000 |
| Return airfare to the country of residence (insured and companion) * | US$1,000 per person, per event |
| Airfare for companion if hospitalized (more than 5 days) during a trip | US$1,000 |
| Repatriation of mortal remains or cremation services | 100% en Serie 3000, Meridian II y Azure – US$10,000 en Ideal |
| Return of minor children due to policyholder’s death | US$1,000 per policy |
*Following an air ambulance service
• This benefit will help cover any unexpected costs during a hospitalization resulting from an accident or illness covered by the policy. This benefit is payable in addition to an insureds health plan coverage with BMI.
Eligibility:
• Policies with policyholders under 65 years of age.
• Coverage will cease upon renewal in which any insured person reaches age 69.
• Spouses under age 65 and dependent children on the same policy are elegible when the policyholder purchases the rider.
• Rider not available in Flexi Plan III Latin America.
Benefit:
• Option of US$100, US$200, or US$300 per day.
• The daily benefit will be doubled if intensive care unit is required.
• The maximum benefit will be 365 days per illness or accident covered by the policy.
• Benefits will be paid directly to the insured from first day of hospitalization.
• If the hospitalization is prolonged, the benefit could be paid periodically.
Benefit:
• Option of US$50,000 or US$100,000 term life coverage available for policyholder and/or spouse.
Eligibility:
• Policyholder and/or spouse applying for a health policy with BMI.
• Medical evaluation should be completed with health insurance application.
• If during the period of the policy the insured person sustains bodily injury which is caused by accident and results in death, dismemberment or permanent disablement of the insured person, the company will pay the insured or the beneficiaries the corresponding benefit.
Eligibility:
• Any person in good health, from ages 18 to 64, insured or applying for a life or health policy with BMI.
• Coverage will cease upon reaching age 70.
Benefit:
• The minimum coverage is US$50,000 and the maximum coverage is US$250,000.
Schedule of compensation:
Accidental death | 100% of the sum insured |
Loss of two limbs | 100% of the sum insured |
Loss of one limb | 50% of the sum insured |
Loss of sight (both eyes) | 100% of the sum insured |
Loss of sight (one eye) | 50% of the sum insured |
Loss of one limb and sight (one eye) | 100% of the sum insured |
Total loss of speech and hearing | 100% of the sum insured |
Total loss of speech or hearing | 50% of the sum insured |
Permanent and total disability | 100% of the sum insured |
• If as consequence of accident or sickness occurring or commencing after the effective date of coverage, the insured person becomes totally and permanently disabled and incapable of performing the activities of his/her usual profession or any other occupation for which he/she is reasonably qualified by reason of education, training or experience; the company will pay the insured amount in a lump sum.
Eligibility:
• Any person in good health, from ages 18 to 60, insured under a life or health policy with BMI.
• Coverage will cease upon reaching age 65.
Benefit:
• The minimum coverage is US$50,000 and the maximum coverage is US$300,000.
Eligibility:
• Any person applying for a Meridian II health policy with BMI, up to 69 years of age.
• This rider will cease upon renewal in which any insured person reaches age 70.
This rider applies to all policyholders and automatically will increase the following benefits:
Description | Coverage |
Maximum coverage per insured (Per policy year) | US$10,000,000 |
Hospital room charges for companion of hospitalized dependent under 18 years old | 100% |
Outpatient prescription drugs | 100% |
Routine medical check-up (Deductible does not apply. Policyholder and spouse. 12 month waiting period) | US$500 |
Routine immunizations for dependent under 18 years old (Deductible do not apply. 12 month waiting period. Automatic for dependents born under a covered maternity) | US$150 |
Maternity outside the USA (Deductible does not apply) | 100% |
Maternity inside the USA (Deductible does not apply) | US$10,000 |
Conditions diagnosed within the first 90 days of birth | 100% |
Circumcision in hospital (Deductible does not apply. Per newborn) | US$500 |
Home Nursing | 100% |
Organ transplant (Lifetime) | US$2,500,000 |
Medical equipment, external prostheses and orthopedic devices | US$100,000 |
The information on this site is for informational purposes. Benefits are detailed in the policy contract.
Contact Us
You can contact the department of your interest via email at:
General inquiries: | |
Customer Service - Life: | |
Customer Service - Health: | |
BMI Access Service Center - Health: | |
24x7 Emergencies - Health: | |
Customer Service - Travel Assistance Plans: |
General inquiries: | |
Sales Support - Life: | |
New Business - Life: | |
Sales Support - Health: | |
New Business - Health: | |
Commission inquiries: | |
Payments by wire transfer or check: | |
Online payments (credit card or electronic check) |
BMI Financial Group Ⓒ 2024 - All Rights Reserved
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