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Group Plan

• Employees between the ages of 18 and 69, working at least 30 hours per week.

• Applicants must be residents of Latin America or the Caribbean.

• A minimum of 25 eligible employees is required for a life group application without a group health plan.

• 10 to 25 eligible employees is required for a life group application if they have a group health plan.

• Groups of 25 or more insured can opt for tailored quotes.

• Eligibility is determined by the employer, who can offer coverage to:

    - All the employees

    - Executives only

    - Executives and heads of departments

    - Any other group of your employees.

• The minimum face amount is US$5,000 per insured.

• The maximum face amount is US$200,000 without medical requirements

• Requests for amounts greater than US$200,000 need to submit the medical requirement that is requested.

• The face amount is determined using one of the following formulas:

    - The same sum insured for each eligible holder.

    - By classes: 

Executives
Heads of departments
Wages
Others
    - By seniority or years of service of the employees.

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