Life can change drastically at any time and even if you enjoy good health and good economic stability, it is a possible reality and everything can change from one day to the next, changing the lives of even those close to us who depend on us.
The latter is the main reason for life insurance. Guarantee the future of the people in the environment who have direct or indirect economic dependence, since if you happen to be absent unexpectedly, in this way you could continue to be a breadwinner for the family, even after death, also giving them valuable time to organize finances.
Although this is one of the main reasons for taking out life insurance, others are mentioned below that undoubtedly add to its importance.
5 Reasons to take out life insurance
1-. Protect the future of your loved ones: This is the main reason for life insurance, its basic function is to protect the closest relatives in the event of an adverse situation that causes the death or disability of the holder, this type of policy provides economic stability to the affected family.
2-. It is highly relevant in the most important moments of life: in general, life insurance ensures the cancellation of debts acquired by the holder, on some occasions even the mortgages of the main home, which provides quite significant relevance to all household members.
3-. Compensation: Although many people wonder if it is necessary to assume an expense for the acquisition of this type of policy, in transcendental situations such as the death of the person who is the economic breadwinner of a family, life insurance financially shields all members, which certainly does not compensate for the loss of a loved one but provides the peace of mind of having an economic livelihood that will surely cover the routine expenses of the family for a while.
4-. Other coverage: life insurance generally not only compensates for the death of the holder, but also has other coverage, such as permanent disability, in addition to this, depending on the type of policy contracted, as there may be other types of coverage , such as capital advances, to cover expenses for serious illnesses.
5-. A life policy allows you not only to protect your assets, but also serves as a financial tool to ensure and support your personal and family projects.
Prevention and protection
Although it may be thought that it is a bit materialistic to associate life insurance with overcoming the loss of a loved one, it can be affirmed that it is a matter of prevention and responsibility, because the absence of this person not only leaves a void but also brings economic destabilization to the entire family, which implies new challenges to be assumed by its members, emotionally affecting people who find themselves in a situation like this.
The reasons for acquiring a life insurance policy and the positive impact that it can cause to the family, loved ones or dependents are of great weight and transcendental in the search for a balance between well-being and security with the confidence that the support and solidity of a company like BMI.
You can access our website: bmicos.com/costarica/ for more information or contact us at the phone number (+506) 4036-4620, to provide you with all the options we have for every need.