Best Indexed

Best Indexed is a universal life policy that provides returns related to the two most representative stock indices in the market Standard & Poor's 500 and the NASDAQ 100. Being a universal life policy it is flexible, which means that you can change the contributions in time as the needs of your life change. It has a minimum coverage of USD $100,000 and offers a minimum guaranteed yield of 1% up to a maximum of 12% .. Among the benefits of Best Indexed is the one that provides protection with a future investment to develop personal, family projects or retirement.

Additional information


Best Indexed | Indexed Life


• It is a flexible universal life policy that provides protection with a future investment to develop personal, family or retirement projects.

Why Best Indexed?

• It is an indexed universal life policy in which the accumulated value is based on the performance of a stock index.
• It combines two important factors: PROTECTION AND SAVINGS.
• Allows you to select between two stock indices: the Standard & Poor's 500 (S & P500) or the NASDAQ 100.
• Earned value is based on the performance of the index each calendar year.
• Offers an initial participation factor of 75%.
• Guarantees a minimum participation factor of 40%.
• Provides a maximum throughput potential of 16%.
• Offers a guaranteed minimum throughput of 1%.
• Offers flexible premiums and adjustable protection.
• Allows you to make partial withdrawals on the cash value.
• The plan illustration projects values based on the historical performance of the index over the past 15 and 25 years.
• Additionally, a scenario with a guaranteed minimum yield of 1%.

Minimum Face Amount

• US$ 100,000

Issue Age

• From 1 year of age.

Available Riders

• Family Income.
• Accidental death.
• Additional Insurance on the Main Insured.
• Waiver of Monthly Disability Charges.
• Addendum on Advance Benefit (Included).
• Total and Permanent Disability Coverage


General Conditions


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