Term Plus 100

Term Plus is our term life policy that offers coverage for defined times of 5, 10, 15, 20 and 30 years that allows to cover transitory needs of a personal and business nature, provides flexible solutions according to the needs and financial planning for the future personal and family, and heritage conservation. It has coverage from USD $250,000, with the addition of Return of Premiums in the 20s and 30s and the addition of Total and Permanent Disability.

Additional information


• Term Plus 100 | Temporary Life


• Low-cost protection for a specific period of time.

Why Term Plus 100?

• Term Plus 100 is a highly recommended term life policy to cover temporary needs of both a personal and business nature.
• Offers protection for specific periods of time.
• It does not accumulate values, which allows it to be offered at a very low cost.
• It is issued with the benefit of automatic renewal: at the end of the period originally contracted, the policy is automatically renewed for another period of the same duration without requiring proof of insurability. The renewal premium will be calculated based on the age of the insured.
• In the periods of 20 and 30 years it is possible to include the annex for the return of premiums, with which at the end of the initially contracted term, the total premiums paid will be returned less any administrative charges. Even after the return of premiums, you can continue with the protection simply by continuing to pay the corresponding annual premium.
• Offers coverage for Total and Permanent Disability Compensation

Minimum Face Amount

• US$ 250,000

Protection Period

• 5, 10, 15, 20 and 30 years.

Issue Age

• From 21 years of age.

Available Riders

• Indemnity Supplement for Total and Permanent Disability
• Return of Premium on 20th and 30th years


General Conditions


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