Nova II

Additional information

Plan	Nova II \| Universal Life
Description	• It is a Universal Life policy that offers flexible premiums and excellent financial protection that complements your investment and your insurance portfolio.
Why universal life insurance?	• A universal life policy combines two important factors: PROTECTION AND SAVINGS. • Offers flexible premiums, adjustable protection, and a guaranteed minimum interest rate. • Provides excellent accumulation of securities at a competitive interest rate, higher than the average bank rates and not subject to the volatility of the stock market, which allows the policy to be paid in a few years. • Allows you to increase or decrease the sum insured. • Provides liquidity by allowing loans and partial withdrawals on cash value. • Allows you to select the mode and frequency of premium payments. • Offers the possibility of increasing, decreasing or suspending the payment of premiums, as long as there are sufficient reserves to cover the monthly charges and the cost of the insurance. • Represents a solid asset that complements your insurance and investment portfolio.
Minimum Face Amount	• US$ 100,000
Issue Age	• From 1 year of age.
Available Riders	• Family Income. • Accidental death. • Additional Insurance on the Main Insured. • Waiver of Monthly Disability Charges. • Total and Permanent Disability.