BMI Financial Group Ⓒ 2024 - All Rights Reserved
Developed by
Our executive plan is a collective insurance solution designed for groups of 5 or more people that allows them to opt for global medical treatment with free choice of medical network and our specialized Azure network in the US, guaranteeing your peace of mind by providing the best medical services that will meet all your expectations, with benefits of up to USD $2,000,000 and our exclusive BMI Access program (a program for all health insured that provides the supervision and permanent assistance of a BMI Medical Coordinator who guides access to all the benefits). If you want to know more about this product please contact us.
Some of our benefits are:
• Extensive coverage designed to meet international health care needs.
• Product options for family groups with a legal policyholder from 5 or more members with affinity.
• Rate designed according to age and benefit for children under 24 years of age.
• Coverage of pre-existing conditions.
• Different options inside and outside our network with the possibility of reimbursement.
• Optional coverage and annexes.
• Different deductible options.
• Maternity benefit and preservation of stem cells.
Brochure Health Policy Executive Plan
Conditioned Health Policy Executive Plan
Annexes:
• Annex of Medical Emergency Air Transportation
• Annex of Air Transportation for Medical Emergency and Repatriation
Eligibility
• Residents of Latin America or the Caribbean.
• Requires a minimum of 5 full-time employees per group policy.
• The maximum age for enrollment is 69. No age limit for renewal while the group is in force.
• Dependent children up to their 18th birthday or if they are single and residing with the policyholder up to their 30th birthday. Dependents studying full-time outside their country of residence until their 24th birthday.
• Medical Exam is required for all proposed insureds age 65 and over.
Deductible Options
| I | II | III | IV | V | VI | VII |
| Outside the US US$ 0 In the USA US$ 500 |
US$500 | US$1,000 | US$2,500 | US$5,000 | US$10,000 | US$20,000 |
• Applies per insured, per policy year, up to a maximum of 2 deductibles per family.
• In case of an accident in country of residence deductible does not apply.
• Expenses incurred during the last 90 days of the policy year that do not exceed the deductible, will be applied to the next period of the policy year.
Dental Assistance
BMI Access Program (Included at no additional cost)
Temporary emergency coverage
Additional coverage annex (optional)
Hospitalization benefits
100% coverage for accidents and infectious diseases from the effective date with a 60-day waiting period for any other covered condition.
Outpatient benefits
Maternity benefits
| MATERNITY BENEFITS | |
| AVAILABLE FOR DEDUCTIBLES I - II - III - IV | |
| Maternity (Deductible does not apply) | US$5,000 |
| Maternity Complications | US$100,000 |
| Conditions diagnosed in the first 90 days of the Newborn * (Lifetime) | US$10,000 |
| Umbilical Cord Stem Cell Preservation (No deductible. Per newborn) | US$1,500 |
Other Benefits
| Description | Coverage |
| Hospice or terminal care | 100% |
| Cancer risk reduction surgery (Prophylactic surgery) | 100% |
| Reconstructive surgery due to illness | 100% |
| Dental treatment due to accident (Deductible does not apply) | 100% |
| Local ambulance | 100% |
| Home nursing (Maximum 30 days) | 100% |
| Organ transplant (Lifetime) | US$500,000 |
| Medical benefit for organ resection from a donor | US$15,000 |
| Congenital conditions (Diagnosed before age 18. Lifetime) | US$250,000 |
| Congenital conditions (Diagnosed after age 18) | 100% |
| Aids treatment (Lifetime) | US$100,000 |
| Intraoperative prostheses | 100% |
| Medical equipment, external prostheses and orthopedic devices | US$5,000 |
Conditioned and Annexes
BMI Colombia Life Insurance Company SA
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BMI Financial Group Ⓒ 2024 - All Rights Reserved
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