The ability to access credit is part of the path to great achievements: the dream home, your own business, a quality education, among others.
However, what would happen if an unforeseen event prevented you from meeting these financial commitments? Uncertainty should never be an option when it comes to family well-being and financial stability.
This is precisely where BMI's Vida Deudor becomes an indispensable ally, ensuring that, whatever the eventuality, dreams remain alive.
It's worth noting that Debtor Life insurance policies are designed to cover the balance of a debt in the event of the policyholder's death. They serve as a guarantee for the financial institution and a safety net for loved ones.
In the specific case of BMI, this is a term life insurance policy expressed in pesos, aimed at individuals with financial obligations. Its main function is to guarantee payment of the loan in the event of the insured's death, regardless of where in the world it occurs or what day of the year.
Unique advantages
The importance of this policy is measured not only by its ability to cover debt, but also by the additional benefits it offers those who take it out. Vida Deudor stands out for its comprehensive approach, offering unique advantages:
- Full credit coverage: The policy covers 100% of the debt balance.
- Fixed insured value: In the event of compensation, if the debt balance is less than the insured amount, the remainder is given to the designated beneficiaries, representing additional support for the family.
- Worldwide coverage: No matter the location or time, BMI guarantees protection anywhere in the world, 365 days a year.
The age range for accessing this insurance is 18 to 70 years, allowing a wide variety of people to benefit from its protection.
A strategic decision
This is not only a preventative measure, but also a smart financial strategy: by opting for Debtor Life, policyholders can reduce the costs associated with mandatory credit insurance, while also enjoying solid and reliable coverage.
The good news is that the insurance also includes coverage for total and permanent disability, ensuring that, in the event of a condition that prevents the insured from continuing their working life, the debt can be settled without causing additional worries.
The future is uncertain, but financial stability doesn't have to be. BMI's Vida Deudor (Debtor Life) is positioned as a key support for those seeking to protect their assets and those of their family. Knowing that any unforeseen event won't disrupt plans or leave financial burdens on loved ones is, without a doubt, a decision that offers peace of mind and confidence.
